Robinhood

SEC/FINRA/SIPC for brokerage entities; CFTC/NFA for futures; NYDFS, FinCEN, and state money transmitter regulators for crypto.

RHC NMLS ID 1702840; RHY NMLS ID 1990968; RHC New York Money Transmitter License MT104190 and Virtual Currency License 0000012. Other broker-dealer CRD/SEC registration numbers not verified from official sources in this pass.

RHF and RHS are registered broker-dealers/member SIPC; RAM is SEC-registered investment adviser; RHD is CFTC-registered FCM and NFA member; RHC is NMLS 1702840 and NYDFS virtual currency licensed.

No negative balance protection verified; official margin and futures risk disclosures state customers can lose more than deposited/initial investment and can be responsible for deficits.

RHF/RHS brokerage customers receive SIPC coverage; crypto and futures are not SIPC/FDIC protected; cash card funds at Sutton Bank may have FDIC pass-through coverage.

No general self-directed brokerage minimum deposit verified; crypto can start with $1; Robinhood Strategies minimum investment is $50; margin access requires $2,000 minimum portfolio value.

Robinhood discloses crypto buy/sell spread exists, but no fixed minimum spread-from value was verified; stock/ETF spreads are market-dependent.

$0 commissions for US-listed and OTC securities and their options electronically; index options $0.50/contract non-Gold or $0.35/contract Gold; regulatory fees and other fees may apply.

No universal maximum leverage ratio disclosed. Securities margin borrowing depends on eligibility and account holdings; futures involve leverage and can lose more than initial investment; margin and futures requirements can change.

ACH and incoming wire deposits $0; instant bank transfer deposits $0; debit card deposits up to 1.75% (min $1, max $150); crypto receive no extra Robinhood fee.

Standard ACH withdrawals $0; outgoing wire $25; instant withdrawals/debit card external withdrawals up to 1.75% (min $1, max $150); ACATS out $100; crypto sends incur network fees.

Robinhood Financial fee schedule lists inactive account fees as $0.

RHF does not offer foreign investment accounts; applicant generally needs US SSN, legal US residential address, and US citizenship/permanent residence/valid visa; OFAC/FATF high-risk restrictions apply.

Over 11,200 securities including most US stocks, ETFs, CEFs, options, ADRs, certain crypto, and futures products; managed portfolios use ETFs and stocks.

Robinhood supports trading in-app, on web classic, and via Robinhood Legend for advanced trading features; feature availability can differ across platforms.

Individual/cash/margin investing, joint, traditional IRA, Roth IRA, managed accounts, futures, and crypto accounts are supported subject to eligibility.

Deposits can be made by bank transfer/ACH, instant bank transfer, debit card, internal Robinhood Banking transfer, wire, direct deposit, recurring deposits, and retirement transfers/rollovers depending on account type.

Withdrawals/transfers include ACH, instant debit/bank withdrawals, internal Robinhood Banking transfers, wires, ACATS for securities/cash, and supported crypto sends.