Restricted Countries
Eligibility is country-specific: residents/tax-liable in the country of registration, European mobile number and SEPA bank account required; U.S. Persons cannot open/maintain custody account.
Source Brokers
German full-bank neobroker/investment platform for EU retail customers offering app/web access to stocks, ETFs, bonds/fixed income, crypto, derivatives, savings plans, cash interest and card features.
Stock BrokerEtf BrokerCrypto BrokerBank Investment PlatformBondCryptoCash SavingsOptionManaged Portfolio
80
/100
Overall score
Overall score is usable, but check the supporting evidence and caveats.
Based on evidence17 sources
Trust
82Cost
86Withdrawal
76Read first
Decision summary
80
/100
Overall
Overall is usable, but check the supporting evidence and caveats.
Headline score from research fields, regulation evidence, and scoring payload.
Best for
EU retail investors focused on stocks/ETFs and savings plans · Users who value app-based investing plus banking/card features · Low-frequency investo…
Watch out
Entity, country restrictions, and high-risk fee fields should be checked carefully.
Trust signal
Trust is usable, but check the supporting evidence and caveats.
Withdrawal signal
Withdrawal is usable, but check the supporting evidence and caveats.
Availability
Countries and restrictions
Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.
Evidence
Source-backed details
Trust5 fields
Regulators
Trade Republic Bank GmbH is supervised by BaFin as a German full bank; branch/regional supervision applies in some countries (e.g. DNB, FMA, Banca d'Italia). ECB banking-license context requires manual confirmation for exact current authorisation details.
SourceLicense Numbers
BaFin-ID 10150368; DNB Relationship Number R197802; HRB 244347 B.
SourceRegulated Entities
Trade Republic Bank GmbH plus local branches where applicable.
SourceNegative Balance Protection
CFD-style negative balance protection is not applicable; customer must settle negative balances that occur exceptionally.
SourceInvestor Compensation
Cash at partner banks protected up to €100,000 per customer per credit institution; money-market fund assets segregated; securities remain customer property.
SourceCost7 fields
Minimum Deposit
No account minimum deposit disclosed in checked official sources; homepage states investing starts with €1.
SourceSpread From
No fixed spread-from figure disclosed; trades include third-party costs and spreads, and displayed quotes are indicative.
SourceCommission
€1 for single trades plus third-party costs/spreads; no order commission; savings plans free of brokerage fees.
SourceMaximum Leverage
Not applicable / not offered as margin trading in checked retail brokerage sources; financial-instrument purchases are generally on a non-borrowing basis.
SourceDeposit Fee
SEPA deposit fee not disclosed as charged; instant card/mobile-wallet top-up fee may apply and is shown before payment.
SourceWithdrawal Fee
€0 for ATM withdrawals above €100; €1 for ATM withdrawals below €100; third-party ATM fees may apply.
SourceInactivity Fee
No inactivity-fee evidence found in checked official homepage/support/legal excerpts; mark not disclosed until the current List of Prices and Services is reviewed in-app/PDF.
SourceAvailability1 fields
Restricted Countries
Eligibility is country-specific: residents/tax-liable in the country of registration, European mobile number and SEPA bank account required; U.S. Persons cannot open/maintain custody account.
SourceProduct5 fields
Tradable Assets
Stocks, ETFs, bonds/fixed income, crypto, derivatives, Private Markets and savings plans; availability varies by country.
SourceTrading Platforms
Mobile app is primary; Web Trading/web-based interface is supplemental where available.
SourceAccount Types
Consumer-only retail account with custody account plus cash/current clearing account, savings plans, optional child savings account/card features depending on country.
SourceDeposit Methods
SEPA bank transfer, credit/debit card and supported mobile wallets; current account accepts SEPA euro deposits.
SourceWithdrawal Methods
Cash withdrawals/transfers through app to eligible own account; ATM withdrawals worldwide where Visa accepted for card cash withdrawals.
SourceBefore you decide
Things to verify
Minimum Deposit
No account minimum deposit disclosed in checked official sources; homepage states investing starts with €1.
Spread From
No fixed spread-from figure disclosed; trades include third-party costs and spreads, and displayed quotes are indicative.
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Broker research, not investment advice
Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.