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Built for final-shortlist moments: select brokers, scan the trade-offs, then open the profile for deeper source notes.
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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field | ![]() | ![]() |
|---|---|---|
Decision summary | ||
| Overall score | 88 | 91 |
| Trust score | 100 | 100 |
| Cost score | 76 | 92 |
| Platform score | 92 | 92 |
| Withdrawal score | 89 | 89 |
| Best for | U.S. Chase banking customers · Long-term taxable and IRA investors · Beginners wanting a simple web/mobile brokerage | European self-directed investors seeking low-cost access to stocks and ETFs · Investors who prefer web/mobile platforms and exchange-traded products |
| Watch out | Needs verification | Needs verification |
Trust & regulation | ||
| Regulators | J.P. Morgan Securities LLC is registered with the SEC and is a member of FINRA, MSRB and SIPC. Source | Primarily supervised by BaFin and Bundesbank in Germany; Dutch branch registered with DNB and supervised by AFM and DNB. Source |
| License numbers | FINRA BrokerCheck lists J.P. Morgan Securities LLC as CRD# 79 / SEC#: 801-3702, 8-35008. Source | Financial licence number not disclosed in reviewed official sources. Commercial registrations found: flatexDEGIRO Bank SE HRB 141330 on flatexDEGIRO Bank SE imprint; DEGIRO UK footer states HRB 105687; Dutch Branch KvK 82510245. Source |
| Regulated entities | Investment products and services are offered through J.P. Morgan Securities LLC (JPMS). Source | DEGIRO is operated by flatexDEGIRO Bank Dutch Branch, a branch of flatexDEGIRO Bank SE; flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. Source |
| Negative balance protection | No negative balance protection is advertised; official margin risk disclosure says losses can exceed initial investment. Source | No negative balance protection found. Official account-profile page warns losses can exceed deposit and result in a negative Balance for derivatives, margin and short-selling services; margin profiles are legacy-only. Source |
| Investor compensation | J.P. Morgan Securities LLC is a SIPC member; investment products are not FDIC insured and can lose principal. Source | Cash in flatexDEGIRO Bank SE Cash Account protected up to €100,000 per customer under German Deposit Guarantee Scheme; investor compensation covers up to 90% of non-returned assets, max €20,000 per customer; UK FSCS does not apply. Source |
| Restricted countries | Requires U.S. residence/tax eligibility; citizens of OFAC countries are excluded for W-9 tax-paying non-U.S. citizens. Source | Available via listed country selector in Europe/UK; US persons are not accepted; UK onboarding for new clients was temporarily unavailable on the reviewed UK page. Source |
Costs & account conditions | ||
| Minimum deposit | No minimum amount required to open a J.P. Morgan Self-Directed Investing account; pricing page also says trading can start with as little as $1. Source | No fixed minimum deposit identified; DEGIRO homepage says users can add any amount of money to the account for free. Bank-account verification search result states minimum EUR 0.01 for linking a new bank account. Source |
| Spread from | Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources. Source | Not a quoted-spread CFD/FX broker field. DEGIRO discloses that bid-ask spreads are implicit market costs and not direct broker costs. Source |
| Commission | Unlimited $0 commission online trades for eligible U.S.-listed stocks, ETFs, options and mutual funds; options contract fees and other fees may apply. Source | Examples from UK fee page: US stocks €1 + €1 handling; LSE £1.75 + £1 handling; selected ETFs €0 + €1 handling; global ETFs €2 + €1 handling; options €0.75 commission. Currency, connectivity, external product and spread costs may apply. Source |
| Maximum leverage | For margin trades, client must pay at least 50% of the trade; house and regulatory requirements vary. This is not CFD/FX leverage. Source | DEGIRO currently does not allow new changes to margin-trading profiles; legacy Active/Trader/Day Trader accounts may have Debit Money / derivatives risk but maximum leverage was not disclosed in reviewed sources. Source |
| Deposit fee | J.P. Morgan says it does not charge a fee to transfer cash into the account; external bank may charge fees. Source | No deposit fee disclosed on UK fee page and homepage; deposits listed as FEE €0 / no deposit-withdrawal fees. Source |
| Withdrawal fee | Outgoing wire and full transfer/termination fees apply; ordinary cash withdrawal fee needs manual confirmation. Source | No withdrawal fee disclosed on UK fee page and homepage; withdrawals listed as FEE €0 / no deposit-withdrawal fees. Source |
| Inactivity fee | No inactivity fee found on official online investing pricing page or Guide; annual account fees in the broader guide may apply to some full-service brokerage accounts, not clearly to current Self-Directed Investing. Source | No inactivity fee; UK fee page lists inactivity fee as €0. Source |
Markets, platforms & payments | ||
| Tradable assets | Stocks, ETFs, mutual funds, money market funds, fixed income/bonds, brokered CDs, options and cryptocurrency ETFs are available; direct cryptocurrency is not supported. Source | Shares, ETFs, bonds and derivatives such as options and futures; DEGIRO product pages also describe investment funds availability. Source |
| Trading platforms | Invest and manage the account in the Chase Mobile app or at chase.com. Source | DEGIRO provides a web/desktop trading platform (Webtrader) and mobile apps for iOS and Android. Source |
| Account types | Self-Directed Investing offers non-retirement and retirement accounts, including Traditional and Roth IRAs; joint accounts are available with conditions; UTMA and margin are offered. Source | DEGIRO account/profile types include Basic, Active, Trader, Day Trader and Custody. Active, Trader and Day Trader are legacy-only and new margin profiles are no longer available. Source |
| Deposit methods | Funding options include moving cash from Chase or external bank accounts, transferring investments, rolling over retirement assets and depositing checks. Source | Manual bank transfer from a verified linked/reference bank account; deposits must use the account base currency. Source |
| Withdrawal methods | Cash and investment transfers are supported; fee schedule lists wire transfer and full account transfer/termination fees. Source | Withdrawals go back to the primary registered/linked bank account; only uninvested cash in the Cash Account can be withdrawn. Source |
| Withdrawal processing time | Settlement/availability timing is generally 1-3 business days depending on transaction type; exact outgoing withdrawal processing is not fully disclosed publicly. Source | Withdrawals may take up to 2-4 working days; transfers can take up to 2-3 working days to complete. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.

