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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field | ![]() | |
|---|---|---|
Decision summary | ||
| Overall score | 85 | 91 |
| Trust score | 92 | 100 |
| Cost score | 82 | 89 |
| Platform score | 86 | 94 |
| Withdrawal score | 74 | 89 |
| Best for | Japan residents · Long-term NISA/iDeCo investors · Japanese investors wanting U.S./China stocks alongside domestic products | Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa… |
| Watch out | Service and documentation are primarily Japan-focused/Japanese-language · Country eligibility/restricted-country information was not clearly disclosed in reviewed public pages · L… | Needs verification |
Trust & regulation | ||
| Regulators | Japan Financial Services Agency / Kanto Local Finance Bureau (金融商品取引業者 関東財務局長(金商)). Source | Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC. Source |
| License numbers | Kanto Local Finance Bureau Director-General (Financial Instruments Business Operator) No. 165 / 関東財務局長(金商)第165号. Source | FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740. Source |
| Regulated entities | Monex, Inc. (マネックス証券株式会社), Japan; registered for Type I/Type II Financial Instruments Business and Investment Advisory/Agency. Source | Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product. Source |
| Negative balance protection | Official risk disclosures for margin/crypto CFD state losses can exceed deposited margin/principal; no negative balance protection was found. Source | Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations. Source |
| Investor compensation | 日本投資者保護基金に加入 (member of Japan Investor Protection Fund). Source | SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply. Source |
| Restricted countries | Country eligibility/restrictions were not located in reviewed public pages; service appears Japan-focused and account opening likely subject to Japanese residency rules, but this needs manual confirmation. Source | U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found. Source |
Costs & account conditions | ||
| Minimum deposit | No general minimum deposit found in reviewed official pages; some products have their own minimum order/withdrawal amounts. Source | $0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product. Source |
| Spread from | USD/JPY 0.2–0.9 sen; EUR/USD 0.4 pips; normally fixed with exceptions. Source | Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads. Source |
| Commission | Commissions vary by product; major online stock/FX/CFD fees are disclosed on Monex fee pages. Source | $0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply. Source |
| Maximum leverage | Maximum leverage varies by product: FX 25x, domestic margin approx. 3.3x, crypto CFD margin rate 50% (about 2x). Source | No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure. Source |
| Deposit fee | Instant deposit: free; some foreign-currency/bank-transfer costs may be customer-borne. Source | $0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge. Source |
| Withdrawal fee | Instant withdrawal: ¥330 per transaction; FX PLUS foreign-currency withdrawal: ¥2,000 per transaction. Source | $0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge. Source |
| Inactivity fee | No inactivity fee found in reviewed official fee pages; status left not disclosed rather than assumed zero. Source | No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'. Source |
Markets, platforms & payments | ||
| Tradable assets | Japanese, U.S. and China stocks; ETFs; mutual funds; bonds; FX; crypto CFDs; futures/options; gold/platinum/silver; managed portfolios; IPO/PO. Source | Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international. Source |
| Trading platforms | Monex website plus Monex Trader, MonexTraderFX, U.S. stock smartphone app, FX PLUS web browser and MONEX TRADER CRYPTO. Source | Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic. Source |
| Account types | General securities account plus product sub-accounts: foreign stock, FX PLUS, crypto CFD, margin, U.S. margin, Monex Gold, NISA and iDeCo. Source | Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts. Source |
| Deposit methods | Instant deposit, regular automatic deposit, bank transfer and internal transfer to product accounts such as FX PLUS. Source | EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps. Source |
| Withdrawal methods | Bank-account withdrawal, instant withdrawal, d払い balance withdrawal and FX PLUS foreign-currency withdrawal by phone/domestic remittance. Source | EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access. Source |
| Withdrawal processing time | Processing depends on instruction time; instant withdrawal has limits/windows; FX PLUS transfers before 19:00 can be same/next business day depending direction. Source | EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.
