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Nordic long-term savers and investors · Swedish AF/ISK/KF/Sparkonto users · Fund, ETF and stock investors seeking broad choice

Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa…

Nordnet Bank AB is authorized/supervised by the Swedish Financial Supervisory Authority; FI company register records its Finnish branch.

Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC.

Nordnet Bank AB organization number 516406-0021; FI identification number 17630 for the Finnish branch.

FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740.

Nordnet group includes regulated banking, pension-insurance and fund-company entities; FI register lists Nordnet Bank AB, Finnish Branch as a foreign branch of a Swedish chartered bank.

Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product.

For Unlimited Turbos, Nordnet says investors can never lose more than the invested amount. General margin/portfolio-loan and options/futures risk controls need manual review.

Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations.

Cash/deposit guarantee SEK 1,150,000 per customer/institution; investor protection SEK 250,000; KF/pension insurance protected via preferential right with no upper limit disclosed.

SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply.

0 SEK deposit requirement shown for AF, ISK, KF, Sparkonto, IPS and pension-insurance account types.

$0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product.

Nordnet Markets explains spread is a customer cost and differs between product types and underlying assets; final/product-specific terms disclose exact spread/financing costs.

Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads.

Commission varies by class and market; Nordic stock classes range from 1 SEK minimum/0.25% to 99 SEK flat. New customers may trade Stockholm-listed shares commission-free until 50,000 SEK savings and max 500 trades/year.

$0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply.

Account-fee table lists Insättningsavgift as 0 kronor; deposit FAQ says Nordnet takes deposits only from other Swedish banks and does not accept deposits from abroad.

$0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge.

No general withdrawal fee was found in the extracted official Swedish pages; manual review of full price list recommended for edge/manual/foreign-currency withdrawals.

$0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge.

Nordnet's account-fee FAQ lists 0 SEK annual/percentage/deposit/management fees and no inactivity fee was identified in extracted official fee/account pages.

No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'.

Broad multi-asset Nordic brokerage coverage including thousands of stocks, 1,600+ funds, 2,220 ETF results, ETPs, options/futures, bonds/interest products, cash savings, margin lending and pensions.

Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international.

Nordnet supports web, iPhone/Android apps and advanced trader applications including Infront Active Trader; Nordnet Markets fees also reference WinTrade.

Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic.

Swedish retail site lists AF, ISK, KF, savings account, pension accounts and private-banking tiers.

Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts.

Deposits can be made by direct deposit via Swish or Trustly, bank transfer from another Swedish bank, or via linked bank account/standing transfers.

EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps.

Withdrawals are handled to bank accounts; Swish withdrawals are not supported and Swedish pages state no transfers to/from abroad.

EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access.

The withdrawal-times page did not expose timing details in extraction, so withdrawal processing time requires manual review or logged-in/interactive source verification.

EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days.