Compare brokers side by side before you choose.
Pick up to four brokers and quickly spot the differences that change a decision: trust, fees, platforms, withdrawals, restrictions, and notes you should verify.
Built for final-shortlist moments: select brokers, scan the trade-offs, then open the profile for deeper source notes.
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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field | ![]() | ![]() |
|---|---|---|
Decision summary | ||
| Overall score | 86 | 91 |
| Trust score | 91 | 100 |
| Cost score | 83 | 89 |
| Platform score | 84 | 94 |
| Withdrawal score | 82 | 89 |
| Best for | UK residents investing through ISAs, SIPPs and general dealing accounts who value regulated custody, broad fund/share access and simple transparent platform pricing. | Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa… |
| Watch out | Not a CFD/forex/margin broker; leverage and negative-balance-protection fields are not applicable · International dealing incurs FX charges and some markets are phone-only with mi… | Needs verification |
Trust & regulation | ||
| Regulators | Authorised and regulated by the Financial Conduct Authority (FCA). Source | Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC. Source |
| License numbers | FCA firm reference numbers: 211468, 155593, 774048. Source | FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740. Source |
| Regulated entities | AJ Bell Management Limited, AJ Bell Securities Limited, AJ Bell Asset Management Limited. Source | Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product. Source |
| Negative balance protection | Not applicable: AJ Bell is an execution-only investment platform/stockbroker, not a CFD/forex margin broker in reviewed sources. Source | Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations. Source |
| Investor compensation | FSCS eligible investment protection up to £85,000; cash protection up to £120,000 per banking licence/bank. Source | SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply. Source |
| Restricted countries | UK residency/tax-residency requirements found for ISA/SIPP; no global availability list found. Source | U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found. Source |
Costs & account conditions | ||
| Minimum deposit | ISA/dealing initial minimum £250; pension initial minimum £500; Direct Debit from £25/month; no future minimum after that. Source | $0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product. Source |
| Spread from | Not applicable/not disclosed for execution-only share/fund platform; share trades use quotes and investment-specific market pricing, not broker-advertised spreads. Source | Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads. Source |
| Commission | Commission/dealing charges are fixed per deal rather than percentage commissions for standard online orders. Source | $0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply. Source |
| Maximum leverage | Not applicable: no margin/CFD/forex leverage offering found in reviewed official sources. Source | No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure. Source |
| Deposit fee | No standard deposit fee disclosed; Cash savings hub explicitly no charge for depositing. Source | $0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge. Source |
| Withdrawal fee | Free withdrawals for ISA/dealing and SIPP drawdown; LISA/SIPP rules may restrict access. Source | $0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge. Source |
| Inactivity fee | No inactivity fee found in reviewed official charges pages; mark not disclosed rather than zero. Source | No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'. Source |
Markets, platforms & payments | ||
| Tradable assets | Shares, funds, ETFs, investment trusts, bonds/gilts, ETCs, warrants, VCTs/IPOs/new issues. Source | Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international. Source |
| Trading platforms | Web platform and AJ Bell mobile app. Source | Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic. Source |
| Account types | Stocks & shares ISA, Lifetime ISA, Junior ISA, SIPP, Ready-made pension, Junior SIPP, Dealing account, Cash savings hub. Source | Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts. Source |
| Deposit methods | Instant bank transfer, debit card, Direct Debit, faster payments for cash savings, employer SIPP contributions by cheque or Direct Debit. Source | EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps. Source |
| Withdrawal methods | Online withdrawal to registered bank account for ISA/dealing; regular cash withdrawal form; product-specific pension/LISA/cash-savings rules. Source | EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access. Source |
| Withdrawal processing time | 1-3 working days for ISA/dealing withdrawals. Source | EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.

