Compare brokers side by side before you choose.
Pick up to four brokers and quickly spot the differences that change a decision: trust, fees, platforms, withdrawals, restrictions, and notes you should verify.
Built for final-shortlist moments: select brokers, scan the trade-offs, then open the profile for deeper source notes.
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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field | ![]() | ![]() |
|---|---|---|
Decision summary | ||
| Overall score | 78 | 91 |
| Trust score | 88 | 100 |
| Cost score | 72 | 89 |
| Platform score | 70 | 94 |
| Withdrawal score | 73 | 89 |
| Best for | U.S. retirement investors · T. Rowe Price mutual fund and ETF investors · investors consolidating long-term brokerage and fund accounts | Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa… |
| Watch out | Needs verification | Needs verification |
Trust & regulation | ||
| Regulators | TRPIS is a broker-dealer registered with the SEC and member FINRA/SIPC; brokerage accounts are carried by Pershing LLC, member NYSE/FINRA/SIPC. Source | Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC. Source |
| License numbers | T. Rowe Price Investment Services, Inc. CRD#: 8348 / SEC#: 8-25130. Source | FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740. Source |
| Regulated entities | Brokerage accounts are offered by T. Rowe Price Investment Services, Inc.; advisory services by affiliated registered investment advisers; brokerage accounts are carried by Pershing LLC. Source | Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product. Source |
| Negative balance protection | No negative balance protection policy was found; margin involves additional risk and is subject to approval. Source | Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations. Source |
| Investor compensation | T. Rowe Price and Pershing are SIPC members; Pershing custody assets have SIPC protection up to $500,000 including $250,000 cash, plus excess SIPC coverage from Lloyd's and other insurers. Source | SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply. Source |
| Restricted countries | The U.S. personal-investing site says its funds are offered and sold only to persons residing in the United States; broader country restrictions for brokerage account opening were not fully enumerated. Source | U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found. Source |
Costs & account conditions | ||
| Minimum deposit | Brokerage taxable minimum $2,500; Brokerage IRA minimum $1,000; mutual fund non-retirement minimum $2,500; IRA minimum $1,000; subsequent brokerage investments $100. Source | $0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product. Source |
| Spread from | Not applicable as a U.S. securities/mutual-fund brokerage; ETFs and stocks trade at market bid/ask spreads rather than broker-quoted forex/CFD spreads. Source | Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads. Source |
| Commission | Not disclosed in extracted official sources; needs editor review. Source | $0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply. Source |
| Maximum leverage | Margin is offered to qualified taxable brokerage accounts but a maximum leverage ratio was not disclosed on reviewed official pages. Source | No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure. Source |
| Deposit fee | No fee to open a brokerage account; returned deposit checks cost $20. Other inbound funding fees are not clearly disclosed on the reviewed pages. Source | $0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge. Source |
| Withdrawal fee | Brokerage wire out $15; linked money market wire $0 if $5,000 or more and $5 if under $5,000; account transfer out/termination $50. Source | $0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge. Source |
| Inactivity fee | No explicit inactivity fee found; T. Rowe Price discloses annual account maintenance/service fees instead. Source | No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'. Source |
Markets, platforms & payments | ||
| Tradable assets | Brokerage supports ETFs, mutual funds, stocks including fractional shares, margin/options for qualified accounts, brokered CDs and bonds; Form CRS also references domestic/international equities, fixed income, certain alternatives and limited private funds. Source | Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international. Source |
| Trading platforms | Trades and account management are available via website, mobile app and registered representatives; Tele*Access supports account and fund information. Source | Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic. Source |
| Account types | Broad retail, retirement, college savings, advisory, and brokerage account lineup. Source | Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts. Source |
| Deposit methods | Fund via bank link, check, wire transfer, rollover, transfer from another firm or in-kind asset transfer. Source | EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps. Source |
| Withdrawal methods | Sale proceeds can be received through ACH/wire to bank or by check; money market sweep supports electronic transfer to linked bank and check-writing if enabled. Source | EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access. Source |
| Withdrawal processing time | Bank availability: 5 calendar days after micro-deposit verification or initial login/password connection; transactions generally posted overnight/next business day. Source | EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.

